No account · nothing ever uploaded

Every recurring charge,
in ten seconds.

Drop in a bank or card statement. Get one list of everything that repeats, where two tools overlap, and what renews next.

Drop your statement here
CSV or PDF — whatever your bank exports
Choose a fileor try a sample

The file is read by this page and never sent anywhere. Disconnect from the internet and it still works.

How it works

STEP 01
Drop the statement in
CSV or PDF, straight from your bank. It is read here, in your browser — nothing is uploaded, and no account is needed to see the result.
STEP 02
We find what repeats
Merchant names are cleaned up, so ADOBE *CREATIVE CLOUD 408-536-6000 CA becomes Adobe. Anything charging on a rhythm is grouped and priced per month.
STEP 03
You see what's coming
Renewals landing in the next thirty days, prices that quietly went up, and any category where you are paying two vendors to do one job.

What it can't see

A bank statement contains a merchant, an amount and a date. That is the whole of it. So Outlayer can tell you what repeats, what overlaps and what is about to renew — and it cannot tell you whether anyone logs into these tools. No product reading a statement can, whatever it says on its homepage. If you want that, you need to connect each vendor's admin account, which is a different product.

We would rather tell you this on the front page than have you find out in week two.